The recovery of bank data, who is concerned?

In theory, all companies are affected and can benefit. However, in practice, only companies that are authorized to hold cash accounts should have recourse to them. They are therefore essentially:

Holders of non-commercial profits (NCBs): the liberal professions covered by the declaration regime;

Holders of industrial and commercial profits (BIC): merchants and artisans under the system of simplified real taxation allowed holding super-simplified accounting.

There may be an interest for companies directly, if they keep their own accounts using their own accounting software or their accountant (if they delegate their bookkeeping).

Self-entrepreneurs and micro-entrepreneurs (persons belonging to micro-BIC or micro-BNC) have no interest in joining this service since they have no accounting obligations in this area.

Recovery of bank statements, how does it work?

Two methods currently exist (the second one is intended to replace definitively the first, eventually):

The export / import: the bank makes available to the company an online platform allowing generating an export file. This is then injected into the accounting software (the accountant generally does not have access to it);

The immediate integration: a specific procedure known ETEBAC (for "client-bank electronic exchange") to automatically integrate data bank in the accounting software, without export / import through (this solution enables notably to avoid duplication).